UK business debt recovery

Your overdue invoices, chased until they’re paid.

We chase late-paying business customers for you. If we don’t recover your money, you pay nothing.

Send us an overdue invoice See how it works
Business debts only No upfront fees No contracts Chasing starts within hours
£0

The average amount UK small businesses are owed in late payments each year.Source: Hiscox, 2026

The problem

Money you’ve earned but can’t use.

Every unpaid invoice is wages, stock and growth stuck in someone else’s bank account. Chasing it yourself costs time, and it’s awkward.

Cash in your account20%
How it works

Three steps.
You do one of them.

Hand it over, then get back to running your business. We keep you updated at every stage.

Send us the invoice
We chase it professionally
You get paid
Step 01

Send us the overdue invoice

Create a free account, verify your business (instant for limited companies), and upload the invoice with a few details about your customer.

Step 02

We chase it professionally

Emails, calls and formal letters, in a firm but polite tone that protects your customer relationship. Log in any time to see exactly what stage it’s at.

Step 03

Your customer pays you

The money goes straight to your account. We take our fee only from what’s recovered. Nothing recovered, nothing to pay.

Simple pricing

You only pay when you get paid.

A percentage of what we recover. The bigger the debt, the lower the rate.

Up to £5,000
12%

For everyday invoices that slipped through the cracks.

e.g. £2,000 recovered → £240 fee
MOST COMMON
£5,000 to £20,000
8%

For larger jobs and contracts that have gone quiet.

e.g. £10,000 recovered → £800 fee
Over £20,000
5%

For significant debts that need sustained attention.

e.g. £30,000 recovered → £1,500 fee
No recovery, no fee
If nothing comes back, you owe us nothing.
No setup fees, no monthly charges
No minimum term. Use us once or every month.
Statutory interest can offset the fee
The late payment compensation and interest you’re legally entitled to can help cover it.
Court is always your choice
We explain the costs first. Nothing happens without your say-so.
Founding client offer: our first clients get a flat 8% on any amount, in exchange for an honest testimonial once we’ve recovered your money.
Why Chaseworth

Debt recovery, without the old-school hassle.

Built for small businesses who want their money back and their customer relationships intact.

Traditional agencies Chaseworth
PricingCall for a quoteOn this page: 12%, 8% or 5%
Getting startedForms, calls and paperworkUpload an invoice in 2 minutes, no calls needed
First contactDays to open a caseWithin hours, during business hours
UpdatesRing up and askLive dashboard with every email, call and letter
ToneCan feel heavy-handedFirm but polite, so you can keep the customer
Small invoicesOften low priorityWelcome, from a few hundred pounds
Your feesExplained at the endRunning statement: fee, costs and what you keep
Who we work with

Built for businesses that
invoice other businesses.

Marketing agencies IT support Commercial cleaners Wholesalers & suppliers Trades on commercial jobs Haulage Consultants & freelancers
We only chase debts owed by businesses, not members of the public.
Adil
Founder, Chaseworth
  • Every case handled professionally
  • Clear updates at every stage
  • Nothing done without your say-so
About Chaseworth
“I started Chaseworth because I saw good businesses struggle, not for lack of work, but because the money they’d earned never turned up.”

Every invoice you send us is handled professionally. You’ll always know where things stand, and we’ll never do anything that puts your customer relationship at risk without asking you first.

AdilFounder, Chaseworth

Late payment calculator

What can you legally claim?

Under the Late Payment of Commercial Debts (Interest) Act 1998, you can add interest and fixed compensation to overdue business invoices.

Use the base rate in force on 30 June or 31 December before the debt became overdue.

You could claim on top of the invoice
£0.00
Days overdue0
Statutory interest (12.00% a year)£0.00
Fixed compensation£0
Daily interest£0.00

Guide only, not legal advice. Statutory interest is 8% plus the base rate. Compensation is £40 for debts under £1,000, £70 up to £9,999.99, and £100 for £10,000 or more.

FAQs

Questions, answered.

What if you don’t recover anything?+

You pay nothing. No setup fee, no admin charge, no hidden costs.

Will you upset my customer?+

No. We’re firm but polite. The aim is to get you paid while keeping the relationship intact wherever possible.

Who does the customer pay?+

You, directly. The money goes into your account, and we invoice you for our fee afterwards.

How do I see what’s happening with my invoice?+

Log in to your account at any time. Each invoice shows its current stage, from reminder emails and calls to formal letters and payment, with dated updates from us.

Why do you verify my business?+

We only act for genuine businesses, which protects you and the customers we contact. Limited companies are checked automatically against Companies House. Sole traders upload one document, which we check within one working day.

How long does it take?+

Our full chasing process runs for about 30 days. Many invoices are paid well before that.

What if they still won’t pay?+

We send a formal letter before action. Court is always your choice, and we’ll explain the costs clearly before anything happens.

What if the customer disputes it?+

We pause chasing and help you get the details of the dispute in writing, so you can decide on the next step.

What do you do with my data?+

Your data and your customer’s data are handled under UK GDPR. Read our privacy policy for full details.

Get started

Send us an overdue invoice and watch it get paid.

Your free account shows every invoice you’ve sent us, what we’ve done so far, and what happens next. We verify every client, so we only ever act for genuine businesses.

Reply within one working dayFrom a real person, not an automated system.
Your Chaseworth dashboard
Business verified with Companies House
Northgate Supplies LtdCW-1004 · £4,850.00
Brightline MediaCW-1007 · £2,300.00
Phone calls
Harbour Logistics LtdCW-1009 · £11,420.00
Reminder emails
  1. Create a free accountIt takes about a minute.
  2. Verify your businessInstant for limited companies. Sole traders upload one document.
  3. Send invoices and track them liveSee every email, call and letter as it happens.
Create your free account

Already a client? Log in

Send us an overdue invoice